National 30-year average 6.66% As of Jul 30, 2026 Market survey · not an HMCO offered rate
Freddie Mac PMMS
(888) 801-2004 Apply now
Estimate a VA housing payment
All calculators

Include the VA funding-fee assumption.

Estimate a VA mortgage payment with a selectable funding-fee assumption, down payment, taxes, insurance and association dues.

Buying toolUpdates instantlyNo personal data required
Market contextNational 30-year average6.66%As of Jul 30, 2026

This Freddie Mac survey average is used only as a starting assumption where shown. It is not an HMCO offered rate.

View official source
Your assumptions

Adjust the numbers.

Ask an HMCO MLO
Read the result carefully

What this estimate leaves open.

A calculator is best used to test assumptions—not predict an approval or final closing disclosure. Review these considerations before relying on the result.

01

VA eligibility and Certificate of Eligibility requirements apply.

02

Funding-fee percentages and exemptions depend on current VA rules and borrower circumstances.

03

VA loans generally do not require monthly mortgage insurance, but other costs still apply.

Continue planning

Try another mortgage calculator.

View all tools
▥PlanningAmortization

See how principal and interest change over time and estimate the effect of recurring extra principal payments.

Open calculator ↗$BuyingDown payment

Estimate the potential down payment, loan amount, closing costs and reserves associated with a home purchase.

Open calculator ↗◇Home equityHome equity

Estimate current equity and the amount that may remain available under a selected combined loan-to-value assumption.

Open calculator ↗