National 30-year average 6.66% As of Jul 30, 2026 Market survey · not an HMCO offered rate
Freddie Mac PMMS
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Estimate accessible equity
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See how value and debt shape available equity.

Estimate current home equity and a potential borrowing range using an assumed maximum combined loan-to-value ratio.

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Market contextNational 30-year average6.66%As of Jul 30, 2026

This Freddie Mac survey average is used only as a starting assumption where shown. It is not an HMCO offered rate.

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What this estimate leaves open.

A calculator is best used to test assumptions—not predict an approval or final closing disclosure. Review these considerations before relying on the result.

01

An appraisal or other approved valuation may be required.

02

Actual loan-to-value limits depend on product, occupancy, property, credit and lender requirements.

03

Your home secures the debt, and missed payments can put the property at risk.

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See how a recurring extra principal payment may reduce the estimated payoff time and total interest.

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Build a more complete monthly estimate with principal, interest, taxes, insurance, mortgage insurance and HOA dues.

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