National 30-year average 6.66% As of Jul 30, 2026 Market survey · not an HMCO offered rate
Freddie Mac PMMS
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Estimate the longer-term financial difference.

Compare estimated renting costs with homeownership costs, appreciation, principal reduction and selling expenses over a selected time horizon.

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Market contextNational 30-year average6.66%As of Jul 30, 2026

This Freddie Mac survey average is used only as a starting assumption where shown. It is not an HMCO offered rate.

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What this estimate leaves open.

A calculator is best used to test assumptions—not predict an approval or final closing disclosure. Review these considerations before relying on the result.

01

This simplified comparison does not model tax deductions, investment returns on cash, utilities or every ownership expense.

02

Home appreciation and rent growth are assumptions, not forecasts.

03

Lifestyle, mobility and risk tolerance can matter as much as the estimated financial difference.

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